News

5
Jul

5 Things Millennials Need to Know About Life Insurance

5 Things Millennials Need to Know About Life Insurance Being catapulted into the adult world is a shock to the system, regardless of how prepared you think you are. And these days, it’s more complicated than ever, with internet access and mobile devices being must-have utilities and navigating tax forms when they aren’t as “EZ” as they used to be.

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30
Jun

How much life insurance do I need?

How much life insurance do I need? The most important part of buying life insurance is determining how much you need. Since everyone’s financial circumstances and goals are different, there is no rule of thumb to tell you how much to buy. But do you really need $250,000, $500,000, $1 million or more? Sounds like a lot of money, but

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30
Jun

Understanding Fixed Indexed Annuities

Understanding Fixed Indexed Annuities Think you know all there is to know about annuities? This Annuity Awareness Month, we’re testing your knowledge and sharing some important facts about Fixed Indexed Annuities and how they can help you ensure a secure retirement.             The post Understanding Fixed Indexed Annuities appeared first on Indexed Annuity Insights. Source:

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30
Jun

DO YOU LOSE THE BALANCE OF AN ANNUITY IF YOU DIE?

DO YOU LOSE THE BALANCE OF AN ANNUITY IF YOU DIE? One common misconception about annuities is that you lose the balance of the annuity if you die. In the case of  Fixed Indexed Annuities (FIAs), the money remaining in your annuity can pass to one or more named beneficiaries after your death. You can even choose to set up

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19
Jun

I Have Life Insurance Through My Employer. Why Do I Need Another Policy?

I Have Life Insurance Through My Employer. Why Do I Need Another Policy? One of the perks of having a full-time job with a good company is the benefits package that comes with it. Often, those benefits include life insurance coverage, which is great. And everyone who can get life insurance at work should definitely take it, as there are

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2
Jun

4 Ways to Start Saving for Retirement Today

4 Ways to Start Saving for Retirement Today Saving money is an important part of leading a successful and financially independent lifestyle. While saving can help fund big-ticket items such as cars, homes, or vacations, it also serves as part of a balanced preparation for a stress-free retirement. It’s often difficult to begin saving money – especially when you’ve grown

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1
Jun

The Secret to Generating Lifetime Income

The Secret to Generating Lifetime Income Different generations tend to save in different ways. Whether its hiding cash in old bed frames or tracking expenses on a smartphone in real-time, everyone has their own approach. One solution to help ensure lifetime income is adding a fixed indexed annuity (FIA) to your retirement portfolio. These products can help balance your portfolio

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1
Jun

4 Ways to Save While Paying Off Student Loans

4 Ways to Save While Paying Off Student Loans You’ve walked across the stage, shook the university president’s hand, and waved to your beaming family and friends. All of those late nights in the library suddenly feel worth it, but you know with the student loans, the work of school is not quite yet complete. According to a report from

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25
May

Learning to Thrive to Honor Our Parents’ Memory

Learning to Thrive to Honor Our Parents’ Memory I lost my father to lung cancer when I was 7 years old. Without his steady income and also without adequate life insurance covering his loss, my mother had to raise my brother, who was 10, my sister, who was 9, and me by herself solely on Social Security and disability income.

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17
May

Annuity Shift

Annuity Shift This article originally appeared on ThinkAdvisor. National Retirement Planning Week took place in April, and the whole month was Financial Capability Month. April was full of encouragement for individuals to move their retirement savings plans forward. California’s insurance commissioner, Dave Jones, took part: He put out a widely circulated press release encouraging all Californians, and all Americans, to consider the role

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